pending karma analysis

Our life was gifted to us with the circumstances as per our “Karmas”, and what we get in our life is connected to our “Pending Karmas”. Hence a pending karma analysis is important to understand whats planned for our life, and once we know then we can prepare and look to improve it. As Lord Krishna said in Geeta, the soul keeps coming back to the earth in the form of new births. And they need to take births until their is no karma left from the previous births.